Health insurance provides financial coverage for medical expenses incurred due to illness or injury. It offers access to healthcare services, including doctor visits, hospital stays, prescription medications, and preventive care.
http://kesehatan.kontan.co.id/news/masih-ada-daerah-memiliki-tingkat-kepatuhan-rendah-dalam-penerapan-protokol-kesehatan
Padahal, protokol kesehatan merupakan satu-satunya cara menekan pertambahan kasus aktif Covid-19. 
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